Your Savings Circle, Digitized

ROSCAs, tandas, susus, chamas—these traditions work because of trust. EnDAO adds transparency and security without losing what makes them special.

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When Trust Gets Complicated

Savings circles have helped communities build wealth for generations. But as circles grow or members move away, keeping track of contributions and payouts gets harder. Miscommunication and missed payments can break trust that took years to build.

Common challenges:

✗Tracking payments in group chats or notebooks
✗Disputes over who paid and when
✗Hard to include members who moved away
✗Organizer bears all the administrative burden
✗No bank account access for some members

How EnDAO helps:

Clear record of every contribution
Automatic tracking with timestamps
Members can participate from anywhere
Shared admin so no one person carries it all
No traditional bank account required

Built for How Savings Circles Work

Rotation Tracking

Track whose turn it is to receive. Everyone can see the schedule and history.

Contribution Records

Every payment logged automatically. No more wondering who paid this month.

Secure Payouts

Funds require multiple approvals before release. Protection built in.

Works Anywhere

Members in different cities or countries can participate. Distance is no barrier.

Shared Management

Multiple admins can manage the circle. No single point of failure.

No Bank Required

Join with just an email. No bank account needed to participate.

Works for All Types of Savings Circles

ROSCAs (Rotating Savings and Credit Associations)

Tandas (Latin American savings circles)

Susus (West African savings groups)

Chamas (East African investment groups)

Hui (Chinese rotating credit)

Kye (Korean rotating credit)

Paluwagan (Filipino savings circles)

Family savings pools

Common Questions

Can members join from different countries?

Yes. EnDAO works globally. Members just need an email address to join and participate.

How do we handle late payments?

The system tracks payment status in real-time. Set up reminders and see who has contributed each cycle.

What if someone misses their turn to pay?

All members can see payment history. The transparency helps keep everyone accountable.

Can we customize the rotation schedule?

Yes. Set your own cycle length, contribution amounts, and payout order.

Is this secure?

Funds are held in a shared treasury that requires multiple approvals to release. No single person can take the money.

Keep the tradition. Add the transparency.

Your savings circle, powered by modern tools.

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