Built from community, for community.

That belief came from experience, not from a whiteboard.

1. 2014Born out of Village Micro FundThe Atlanta nonprofit that originated Georgia’s first community-crowdfunded small business loan.
2. The decade afterFinance for the groups banks did not fitInvesting in local businesses and community initiatives, and building alternative financial solutions for communities and groups that didn’t fit neatly into traditional banking or institutional finance.
3. Along the wayWith the Annie E. Casey Foundation and the Changing the Odds NetworkYears spent working with communities on collective finance.
4. And withKindred FuturesStrengthening the business-support organizations holding up Atlanta’s small-business ecosystem.

Across all of it, the same pattern kept showing up. Whether a community organization tracking dues, a small business raising capital from its neighbors, or a coalition of founders trying to scale together, groups with great ideas were struggling with the same basics: pooling resources, sharing decisions, splitting ownership, keeping records everyone could trust. What existed didn’t fit: one option put a single person in charge of everyone’s money; the other was built for institutions a hundred times their size.

So we built EnDAO, infrastructure for groups who want to manage shared money and shared assets on their own terms. Trust is built into the system, not asked of a single person.

Six friends or six thousand members run on the same foundation.

When people can trust each other with money and the assets they share (the funds, the property, the equipment, the records of what they own together), they can build things that last. Small businesses anchored by the neighborhoods that funded them. Community organizations with real shared accountability. Whole local economies, at every scale from a single business to networks of institutions, that work for the people who built them.

• Trust through transparencyEvery transaction, every vote, every decision is recorded and visible to all members. No hidden movements, no surprises.
• Collective ownershipGroup money should be controlled by the group. Multiple approvals required, no single point of failure.
• Accessible to allYou shouldn’t need technical expertise to manage shared finances. Simple tools for real communities.