Terms of Service

EnDAO provides software that helps groups manage shared treasuries and collective decision-making. The Service is provided “as is” and “as available” without warranties of any kind, express or implied. We do not guarantee uninterrupted availability, error-free operation, or suitability of the Service for any particular purpose.

You must be at least 18 years old and able to form a binding contract under applicable law to use the Service. By using the Service you represent and warrant that you meet these requirements and that your use does not violate any applicable law.

Supervised use by minors. A parent, legal guardian, educator, school, mentor, sponsor, or other adult acting in a responsible capacity may serve as the account holder for a group that includes participants under 18. The adult account holder is solely responsible for obtaining any consents required by law (including COPPA, FERPA, and analogous laws), supervising those participants’ use of the Service, and the acts and omissions of those participants. We do not knowingly permit users under 18 to hold individual accounts or to initiate treasury transactions in their individual capacity.

You are responsible for the confidentiality of your account credentials and for all activity under your account, and must notify us promptly of any unauthorized access. We are not liable for losses caused by your failure to safeguard your credentials. We may refuse, suspend, or terminate accounts at our discretion, including where required by applicable law or by our service providers.

EnDAO is a software platform. We are not a bank, money services business, broker-dealer, investment adviser, exchange, or registered transfer agent.

A group’s on-chain treasury is a multi-signature account owned by wallets the group controls, with an approval threshold the group sets. We are not an owner of any group’s treasury and hold no key that can authorize a transfer. We operate a key used only to submit transactions to the network and pay network fees; a transaction executes only after the group’s own signers have met its threshold. A group’s treasury is controlled by its owners independently of the Service.

Where a group funds or disburses in dollars, transfers are processed by Dakota Ridge, Inc., a licensed money transmitter, and funds are held at its partner banks. We instruct those transfers at the group’s direction. We do not hold group funds in our own accounts.

We do not act as your agent, fiduciary, or trustee, and owe you no fiduciary or similar duties to the maximum extent permitted by law.

Groups and entities created or operated using the Service are independent of EnDAO. We are not responsible for the actions, omissions, governance decisions, or liabilities of any group or its members.

The Service relies on third-party providers, including blockchain networks, identity and authentication providers, and payment providers. Those providers operate under their own terms and policies. We are not responsible for their acts, omissions, fees, downtime, security practices, or any losses arising from your use of their services. Payment providers perform their own identity verification and payment processing; we do not receive or store identity documents, card numbers, or bank account details collected by those providers.

You acknowledge the inherent risks of blockchain technology, including transaction delays or failures, smart-contract vulnerabilities, network congestion, fee volatility, and chain reorganizations or forks. Transactions recorded on a public blockchain are generally final and irreversible, and we cannot reverse or recall them.

You are responsible for any network or transaction fees and for any tax obligations arising from your activity on or through the Service.

You agree not to use the Service to: violate applicable law; infringe the rights of others; interfere with or disrupt the Service or its users; attempt unauthorized access to any portion of the Service; impersonate any person or entity; submit false, misleading, or fraudulent information or decisions; manipulate governance, voting, or membership mechanisms; or use the Service in a manner that exposes us or our service providers to legal or reputational risk.

Automated access. You may access the Service through the interfaces we publish and through any API credentials we issue to you. You may not scrape, crawl, or harvest data from the Service by automated means; access it through any interface we have not published; circumvent rate limits, authentication, or other technical controls; or use data obtained from the Service to build a dataset, index, or model. We may block or throttle automated traffic at our sole discretion and without notice.

We may, at our sole discretion and without notice, restrict access to or remove content that we believe violates these Terms or applicable law.

When you create or operate a group on the Service:

• You are responsible for the accuracy of information you provide and for ensuring the group’s purpose, governance, and activities comply with all applicable laws.
• Governance outcomes are determined by the rules and configurations chosen by the group, not by us.
• On-chain governance and treasury activity is final once executed and cannot be reversed by EnDAO.

Plans. Some features of the Service require a paid plan. Available plans, their prices, the number of organizations each covers, and their feature limits are described on our pricing page. A plan is held by an organization. The organization designates a billing owner, who is responsible for the amounts charged under it.

Subscription fees. Subscription fees are billed in advance and renew automatically for the same period until cancelled. You authorize us and our payment processor to charge the designated payment method on each renewal. An annual plan is charged in full at the start of the annual period. Fees are exclusive of taxes, which may be added at checkout.

Fees on money moved. On our free plan we charge a fee on funds moved into and out of an organization’s treasury, at the rates stated on our pricing page. The fee is calculated on the gross amount — the amount entered, before any deduction — and is taken when the funds move. Paid plans carry no fee on money moved. If an organization moves from a paid plan to the free plan, for any reason including non-payment, the free plan’s fees apply to funds moved from that point.

Amounts charged by others. Payment providers and blockchain networks charge their own transfer and network fees. Those amounts are separate from our fees, are passed through at the amount the provider charges, and are not refundable by us. A single transfer may therefore carry both our fee and a provider’s fee, each calculated on the gross amount.

Changes. We may change plans, prices, and fees. We will give reasonable notice before a change takes effect for you, and a change to a fee on money moved will not apply to a transfer already in progress. Continued use of a paid plan after a price change takes effect constitutes acceptance of the new price.

Your agreement to automatic renewal. Before a paid plan is bought we show you the price, how often it recurs, that it renews by itself until cancelled, and how to cancel, and we ask you to agree to those renewal terms as a separate step from accepting these Terms. We record that agreement together with the version of these Terms shown to you at that moment. After the purchase completes we send the billing owner a message restating the same terms and the cancellation instructions below.

Cancellation. You may cancel a plan at any time, from inside the Service and without contacting us: sign in, open the organization, and go to Settings → Plan, where a cancel control appears for any plan that renews. No email, telephone call, or support request is required. Cancellation takes effect at the end of the current billing period; paid features remain available until then, and the organization moves to the free plan at that point. We do not refund the unused portion of a billing period.

Refunds. Fees are non-refundable, including for partial billing periods and unused time on monthly or annual plans, except where required by law.

Non-payment. If a payment fails we may retry it and may, after reasonable notice, move the organization to the free plan or suspend paid features. We do not delete an organization’s records for non-payment alone.

All rights, title, and interest in the Service — including software, design, content, branding, and trademarks — are owned by us or our licensors. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service for its intended purpose, subject to these Terms. You may not copy, modify, create derivative works of, publicly display, sell, sublicense, reverse-engineer, decompile, or disassemble the Service, or attempt to derive its source code or underlying structure, except where that restriction is unenforceable under applicable law.

You retain ownership of content you submit through the Service. You grant us a worldwide, non-exclusive, royalty-free license to host, store, reproduce, modify, and display your content as necessary to operate, maintain, and improve the Service.

The Service does not provide legal, financial, tax, investment, or regulatory advice. You are solely responsible for compliance with laws applicable to you, your group, and your activity, including securities, money transmission, sanctions, anti-money-laundering, and tax laws in your jurisdiction. You should consult qualified professionals before making decisions with legal or financial consequences.

We make no representation that the Service is appropriate or available in any particular jurisdiction. You access the Service at your own initiative and are responsible for compliance with local law.

To the maximum extent permitted by law, EnDAO and its affiliates, officers, directors, employees, and agents will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, or funds, arising out of or relating to the Service, regardless of the theory of liability and even if advised of the possibility of such damages.

In no event will our aggregate liability arising out of or relating to these Terms or the Service exceed the greater of (a) the total amounts paid by you to us in the twelve months preceding the event giving rise to the claim, or (b) one hundred U.S. dollars (US$100).

Some jurisdictions do not allow the exclusion or limitation of certain damages; in those jurisdictions our liability is limited to the maximum extent permitted by law.

Nothing in these Terms limits or excludes our liability for fraud, fraudulent misrepresentation, gross negligence, willful misconduct, or any other liability that cannot be limited or excluded under applicable law.

You agree to indemnify, defend, and hold harmless EnDAO and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Service, your violation of these Terms or applicable law, your group’s operations or governance, or your infringement of any third-party right.

You may stop using the Service at any time, and may request deletion of your account and personal information as described in the Privacy Policy. We may suspend or terminate your access to the Service, with or without notice, for any reason, including violation of these Terms. Certain records persist after deletion: transactions recorded on a public blockchain are permanent and outside our control; records we are required to retain by law, including financial and anti-money-laundering records, are retained for the applicable period; and decisions, contributions, and messages made within a group remain part of that group’s records. Sections of these Terms that by their nature should survive termination will survive.

We may update these Terms from time to time. If changes are material, we will provide reasonable notice, such as updating the Effective Date and posting the revised Terms on the Service. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

Any dispute arising out of or relating to these Terms or the Service will be resolved by final, binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules. Arbitration will take place in Atlanta, Georgia, or another mutually agreed location.

You and EnDAO each waive any right to a jury trial and any right to participate in a class action, class arbitration, or other representative proceeding. Either party may seek injunctive or equitable relief in a court of competent jurisdiction to protect its intellectual property rights.

These Terms are governed by the laws of the State of Georgia, United States, without regard to its conflict-of-laws provisions. The U.N. Convention on Contracts for the International Sale of Goods does not apply.

Where local law grants you mandatory consumer or data-protection rights that cannot be waived, those rights apply notwithstanding any contrary provision of these Terms. Provisions held unenforceable in a particular jurisdiction will be limited or modified to the minimum extent necessary, and the remaining provisions remain in effect.

These Terms, together with the Privacy Policy, constitute the entire agreement between you and EnDAO regarding the Service. Our failure to enforce any provision is not a waiver of that provision. If any provision is held unenforceable, the remaining provisions remain in effect. You may not assign these Terms without our prior written consent; we may assign them without restriction.

For questions about these Terms, contact legal@endao.ai. For account or product support, contact support@endao.ai. To report a security vulnerability, contact security@endao.ai.